Building and contents

Our Methods

4 Tips to Prepare

for Your Quote

Your Health

Insurers look at your medical history and any existing conditions. Being clear and accurate helps ensure you get the right level of cover and a fair premium.

Your Occupation

Some jobs carry more risk than others. Your occupation helps insurers assess the likelihood of a claim and can influence your premium.

Your Age

Younger applicants usually pay less, so securing cover early can help lock in lower long-term costs.

Your Lifestyle

Smoking, drinking, or high-risk hobbies can affect your premium. Your lifestyle helps insurers understand your overall risk level.

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Safeguard the place you call home

Your home is one of your most important assets — and protecting it should be simple. Building and Contents Insurance provides cover for both the structure of your property and the belongings inside it, giving you peace of mind if the unexpected happens.

From accidental damage to events like fire, theft, or leaks, we’ll help you find the right level of protection for your home and everything in it. With tailored options and access to a range of insurers, you can feel confident that what matters most is well protected.

Expect a seamless, straightforward, and stress-free journey.

Whether it’s getting the keys to your dream home or arranging the right protection, we keep every step simple and stress-free — from enquiry to completion and long after.

12000+

Mortgage Products

100+

Mortgage lenders

100%

Tailored service

30+

Available insurers

FAQ's

Frequently Asked Questions

1. What is Building and Contents Insurance and why do I need it?

Building and Contents Insurance protects both your property and the belongings inside it. It’s important because it helps you cover the cost of repairs or replacements if damage, loss, or unexpected events occur.

2. What does Building Insurance cover?

Building Insurance covers the structure of your home — including the walls, roof, floors, fitted kitchens, bathrooms, and permanent fixtures. It protects you against risks such as fire, storm damage, floods, and subsidence.

3. What does Contents Insurance cover?

Contents Insurance protects your belongings, such as furniture, electronics, clothing, and valuables. It covers damage or loss due to theft, fire, water leaks, and other insured events.

4. How is the premium for Building and Contents Insurance determined?

Premiums are based on factors such as your home’s location, rebuild cost, the value of your belongings, your claims history, and the type of cover you choose.

5. Can I bundle Building and Contents Insurance with other types of cover?

Yes. Many insurers allow you to combine policies, such as home, contents, and additional protection options. Bundling can often be more convenient — and sometimes more cost-effective.

We provide reliable, flexible protection and mortgage solutions designed to give you complete peace of mind. Our goal is to secure your future and support your journey—so you can focus on what truly matters.