Buy - To - Let

Our Methods

The Best Way We Solve Hardest Problems

Know Your Budget

Understand what you can comfortably afford — we’ll help you work it out.

Beyond the Rate

Rates matter, but fees and terms matter too. We compare the full picture.

Plan Ahead

Your mortgage should fit your future plans, not just today.

Get Expert Guidance

Personalised advice ensures you choose the right deal with confidence.

Get Started

Get expert guidance to find the right buy-to-let mortgage

Whether you’re investing for the first time or expanding your portfolio, we’ll help you secure a buy-to-let mortgage that suits your goals as a landlord.

Buy-to-let mortgages often offer interest-only options, which can keep monthly payments lower — but the full balance will need to be repaid at the end of the term. Lenders will also check that your expected rental income covers around 125% of your monthly mortgage payments.

Most buy-to-let lenders require a deposit of 25%–40% of the property value. We’ll guide you through your options, explain the requirements, and help you secure a competitive deal to maximise your investment returns.

Expect a seamless, straightforward, and stress-free journey.

Whether it’s getting the keys to your dream home or arranging the right protection, we keep every step simple and stress-free — from enquiry to completion and long after.

12000+

Mortgage Products

100+

Mortgage lenders

100%

Tailored service

30+

Available insurers

FAQ's

Frequently Asked Questions

1. What is a buy-to-let mortgage?

A buy-to-let mortgage is designed for people who want to purchase a property to rent out to tenants. It works differently from a standard residential mortgage, with lenders assessing rental income as well as your personal finances.

2. Who are buy-to-let mortgages for?

They are suitable for anyone looking to become a landlord — whether you're a first-time investor or building an existing portfolio.

3. Are buy-to-let mortgages different from other mortgage types?

Yes. They typically have different affordability checks, higher deposit requirements, and often offer interest-only repayment options.

4. How much can I borrow for a buy-to-let mortgage?

The amount depends on the rental income the property can generate. Most lenders require the rent to cover around 125%–145% of the monthly mortgage payment.

5. Can I get a buy-to-let mortgage for the home I live in?

No. Buy-to-let mortgages are only for properties you intend to rent out. Your own home must be financed with a standard residential mortgage.

6. How many buy-to-let mortgages can I have?

There’s no fixed limit, but each application will be assessed individually. Your income, existing mortgages, and rental coverage will determine how many you can take on.

We provide reliable, flexible protection and mortgage solutions designed to give you complete peace of mind. Our goal is to secure your future and support your journey—so you can focus on what truly matters.