Income protection

Our Methods

4 Tips to Prepare

for Your Quote

Your Health

Insurers look at your medical history and any existing conditions. Being clear and accurate helps ensure you get the right level of cover and a fair premium.

Your Occupation

Some jobs carry more risk than others. Your occupation helps insurers assess the likelihood of a claim and can influence your premium.

Your Age

Younger applicants usually pay less, so securing cover early can help lock in lower long-term costs.

Your Lifestyle

Smoking, drinking, or high-risk hobbies can affect your premium. Your lifestyle helps insurers understand your overall risk level.

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Protect Your Income and Your Future

Income Protection Insurance is designed to support you financially if you’re unable to work due to illness or injury. It provides a regular income until you can return to work, retire, or reach the end of your policy term — giving you peace of mind during challenging times.

We compare a range of policies to find cover that suits your needs and budget, ensuring you have the right level of protection in place.

Let us help you safeguard your income and secure your financial future.

Expect a seamless, straightforward, and stress-free journey.

Whether it’s getting the keys to your dream home or arranging the right protection, we keep every step simple and stress-free — from enquiry to completion and long after.

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Tailored service

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Available insurers

FAQ's

Frequently Asked Questions

1. What is Income Protection Insurance?

Income Protection pays you a regular income if you can’t work due to illness or injury. It helps cover your essential costs while you recover.

2. Who is Income Protection designed for?

Anyone who relies on their income — employees, contractors, or the self-employed — can benefit from having a financial safety net in place.

3. How does Income Protection work?

If you’re unable to work, your policy pays out a monthly income after a chosen waiting period. Payments continue until you return to work, retire, or reach the end of the policy term.

4. How much does Income Protection cost?

The cost depends on factors such as your age, health, occupation, lifestyle, and the level of cover you choose. We can help you compare options to find affordable protection.

5. What affects the price of Income Protection?

Your age, medical history, job type, lifestyle habits, and how quickly you want payments to start can all influence the premium.

6. Can self-employed people get Income Protection?

Yes. Income Protection can be especially valuable for the self-employed, as it replaces lost income when you’re unable to work and don’t have employer sick pay to rely on.

We provide reliable, flexible protection and mortgage solutions designed to give you complete peace of mind. Our goal is to secure your future and support your journey—so you can focus on what truly matters.